Block Insurance Advice in North Wales

Safeguarding your property is vital, and our block insurance advice in North Wales is designed to help residential property owners, leaseholders, and management companies protect their investments with confidence and clarity. At Sharon Smith Properties Ltd, we offer impartial insurance consultancy, ensuring you have the building and liability cover necessary for complete peace of mind. Our expertise in property management means you access professional guidance tailored to your unique needs,no confusion or hidden details, just clear and comprehensive support.

Enquire Today

 

 

 

 

  What's Included in Our Insurance Advice

Buildings Insurance Policies

Our team reviews and recommends building insurance for your block, ensuring your property is thoroughly covered against unforeseen events such as fire, flood, or structural damage. We focus on property insurance for leasehold blocks and flats insurance cover in North Wales, working only with recognised insurers and policies suited to your premises and budget.

Public Liability Insurance

Block management brings shared spaces and responsibilities. We help you understand your risks and obligations, sourcing public liability insurance that protects you from claims by visitors or residents. Our approach ensures the management company or directors always have reliable and appropriate cover.

Directors and Officers Liability

We highlight the importance of protecting decision-makers. Our consultants explain and arrange directors and officers liability insurance for your block, shielding directors, committee members, and officers from personal claims related to their management responsibilities.

Reviewing Policy Documents

Policy documents can be complex. Sharon Smith Properties Ltd thoroughly reviews your current insurance documents, clarifying coverage, exclusions, and legal requirements. We work to ensure compliance with the RICS Service Charge Residential Management Code and recommend any necessary adjustments, so your property management in North Wales is always fully protected.

 

 

 

 

Why Choose Sharon Smith Properties Ltd?

  • Accredited Professionals: Our insurance advice is delivered by a team accredited with ARLA, APIP, and NAEA, ensuring you benefit from sector-leading expertise.
  • RICS Standards: All services align with the Royal Institution of Chartered Surveyors' Service Charge Residential Management Code, ensuring our approach is ethical, compliant, and industry approved.
  • Impartial and Personal Service: Sharon Smith Properties Ltd operates independently, delivering honest, objective insurance consultancy tailored to the specific needs of your building or estate.
  • North Wales Specialists: With deep local knowledge, we support block management clients across Conwy, Llandudno, Colwyn Bay, Bangor, Rhyl, and wider North Wales. Our experience ensures your leasehold insurance claims support is managed efficiently and professionally.

Reach Out Today


 

 

 

 

Frequently Asked Questions

How do I report a repair in my block?

To report a repair, contact Sharon Smith Properties Ltd directly by phone or email. Our property management team will log and arrange prompt service.

Who pays for common area repairs in block management?

Common area repairs are typically covered by the building’s block insurance policy, with costs distributed among leaseholders via service charges.

How are emergency repairs handled under your property management?

Emergency repairs receive immediate attention. Our team reviews insurance documents and supports swift claims to minimise property disruption.

Do you manage both routine and major works for blocks?

Yes, we manage both regular maintenance and major works. Our building insurance management ensures projects are covered and compliant.

Can you provide a schedule of planned maintenance for our building?

Absolutely. Sharon Smith Properties Ltd offers planned maintenance schedules and consults on relevant insurance cover for all planned works.

What type of block insurance advice do you offer in North Wales?

We provide consultancy on buildings insurance, public liability, directors and officers liability and review policy documents for North Wales properties.

 

 

 

 

 

Get Property Insurance Advice You Can Depend On

Ready to secure the right block insurance cover for your property in North Wales? Contact Sharon Smith Properties Ltd for experienced guidance on all aspects of building insurance management, flats insurance, and leasehold claims support. Call us on 07525 748117 or email us - we're here to help you protect your property.

Let's Chat

 

 

 

Sharon Smith Properties Ltd is registered as a limited company in England and Wales under company number 09732371.